Terms of Use

Effective Date: March 26, 2026

Last Updated: October 14, 2026

Introduction

These Terms of Use (these "Terms") are a contract between you and BlueWonder Creative, Inc., a [State] corporation doing business as Love In A Big World ("we”, "our”, or "us"). They govern your use of our applications, websites, and related services (together, the "Services"), and they include our Privacy Policy, which is incorporated by reference. You accept these Terms when you check the box or click the button indicating that you agree, at the timeyou create an account. If you do not agree, do not create an account and do not use the Services.Please read Section 18. It requires most disputes to be resolved by individual arbitration and waives your right to a jury trial and to participate in a class action.

1. Eligibility and Accounts

The Services are built for children ages 8 through 12 and for their parents or legal guardians. In these Terms, "parent" means a parent or legal guardian.You must be at least 18 years old to create an account. A child may not create an account in their own name, and a child may use the Services only through an account that a parent has approved. As a parent, you are responsible for creating and managing your child's account, supervising your child'suse of the Services, and making sure your child follows these Terms. You are responsible for everythingthat happens under your account and your child's account. You agree that the information you give us is accurate and that you will keep it current. We may refuse service, suspend or close accounts, and remove content, in our reasonable discretion.

2. Account Security

You are responsible for keeping your account credentials confidential, and for your child's PIN. Tell us right away if you learn of any unauthorized access to your account. We are not responsible for losses that result from someone else using your credentials, unless the loss results from our own failure to maintain reasonable security.

3. Changes to These Terms

We may update these Terms. When we do, we will change the "Last Updated" date and post the new version in the Services. Changes take effect when posted, except that a material change takes effect thirty(30) days after we notify you through the Services or by email, and you may close your account before then if you do not agree. If a change would materially affect how we collect or use a child's personal information, we will also follow the consent process described in our Privacy Policy. Your continued use of the Services is not, by itself, consent to that kind of change.

4. Availability of the Services

We may modify, suspend, or discontinue any part of the Services at any time. We will try to give notice when we can, but we are not always able to. To the fullest extent permitted by law, we are not liable to you if the Services are unavailable, interrupted, or discontinued.

5. Text Messages

If you give us your phone number, you agree that we may send you text messages about your account, for example, verification codes, security alerts, and notices that your child has requested something that needs your approval. These are account messages, not marketing.

• Message frequency varies depending on your account activity.

• Message and data rates may apply.

• Reply STOP to any message to opt out. Reply HELP for help, or contact us at tamara@loveinabigworld.com.

• Mobile carriers are not liable for delayed or undelivered messages.

• Our Privacy Policy explains how we handle your number.

You confirm that the number you give us is yours or that you are authorized to receive messages at it, and that you will tell us if it changes or is reassigned.

Separately, if a child begins signing up and gives us a parent's phone number, we send that parent one message explaining how to approve the account. That is a single message, and we do not follow up.

We will not send you marketing text messages unless you separately agree to receive them.

6. Electronic Communications

You consent to receive notices, disclosures, and other communications from us electronically, by email or through the Services, and you agree that electronic communications satisfy any legal requirement that a communication be in writing.

7. Intellectual Property Rights

The Services and everything in them, text, graphics, software, video, audio, curriculum, design, and the Love In A Big World name and logo, belong to us or our licensors and are protected by copyright, trademark, and other laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Services for your family's personal, non-commercial use during the time your account is active.You may not:

• copy, modify, translate, or distribute our content without our written permission;

• use our trademarks, logos, or branding without our written authorization;

• reverse engineer, decompile, or try to extract the source code of the Services;

• remove or obscure any proprietary notice;

• use the Services to build or improve a competing product; or

• scrape, crawl, or use automated means to access the Services.

8. User Content

The Services let users create and submit content, such as missions, activity logs,feedback, and similar material ("User Content"). You are responsible for the User Content submittedthrough your account and your child's account. You keep ownership of User Content. By submitting it, you grant us a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, display, and adapt that content solely to operate, secure, support, and improve the Services and to provide them to you and your child. The sublicense right exists so that our hosting and infrastructure vendors can store and deliver the content; it is not a right to license your content to anyone for their own purposes. This license ends when the User Content is deleted, except that we may retain copies in routine backups until they are overwritten on our ordinary rotation. We do not use children's User Content for advertising. We do not use it to train artificial intelligence or machine learning models that serve anyone other than the child and their family. We may create de-identified data from it that cannot be linked back to any individual, and we may use that de-identified data for research and product improvement. We are not obligated to monitor User Content, but we may review it and may remove anything that violates these Terms.

9. Content Standards

User Content must not:

• be harmful, abusive, threatening, or inappropriate for children;

• contain personal contact information for any person;

• promote illegal, dangerous, or unsafe activity;

• infringe anyone's intellectual property, privacy, or other rights; or

• be false, misleading, or deceptive.

10. Acceptable Use

You agree to use the Services only for lawful purposes. You may not:

• harm, threaten, harass, or attempt to exploit any user, and especially any child;

• attempt to collect personal information from other users;

• impersonate another person or misrepresent your relationship to a child;

• interfere with, disrupt, or attempt to gain unauthorized access to the Services or any related systems:

• introduce malicious code; or

• use the Services for any unauthorized commercial purpose.

11. Monitoring and Enforcement

We may review and remove content, suspend or close accounts, and take other action we consider appropriate to enforce these Terms or to protect users. Where we believe a child is at risk of harm, we may act immediately and without notice, and we may contact a parent, a school or organization, or law enforcement. We may cooperate with law enforcement and comply with lawful requests.

12. Copyright Complaints

We respect intellectual property rights and respond to notices of claimed infringement under the Digital Millennium Copyright Act. If you believe content in the Services infringes your copyright, send a written notice to our designated agent that includes:

• your physical or electronic signature;

• identification of the copyrighted work you claim was infringed;

• identification of the material you claim is infringing, with enough detail for us to locate it;

• your name, address, telephone number, and email address;

• a statement that you have a good faith belief that the use is not authorized by the copyright owner, its agent, or the law; and

• a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf.

Designated agent for notice of claimed infringement: Tamara Fyke, BlueWonder Creative, Inc., 3042 Hummingbird Drive, Nashville, Tennessee 37218. Telephone:

615-498-6658. Email: tamara@loveinabigworld.com.

If we remove your content in response to a notice, we will make a reasonable effort to notify you, and you may send a counter-notice containing the elements required by 17 U.S.C. § 512(g)(3). We terminate the accounts of repeat infringers in appropriate circumstances. Sending a notice that misrepresents that material is infringing can expose you to liability for damages under 17 U.S.C. § 512(f).

13. Educational Content and Not Medical Advice

The Services include educational, social-emotional learning, and wellbeing content. That content is for general informational and educational purposes only. It is not medical, psychological, clinical, or diagnostic advice, and it does not create a provider-patient relationship. The Services are not emergency services and are not monitored in real time. If you or your child is experiencing a medical or mental health emergency, call 911. If you or your child is in crisis or thinking about self-harm, call or text 988 to reach the Suicide and Crisis Lifeline. Please consult a qualified professional about any medical or mental health concern.

14. Third-Party Links and Services

The Services may link to third-party websites, applications, or resources. We do not control them and are not responsible for their content, practices, or availability. Your dealings with them are between you and them.

15. Disclaimer of Warranties

THE SERVICES AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS A V AILABLE" BASIS, WITH ALL FAULTS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIMALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY , INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY , FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY , QUIET ENJOYMENT, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY , SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES OR THESERVERS THAT MAKE THEM A V AILABLE ARE FREE OF HARMFUL COMPONENTS. WE DO NOT WARRANT THAT ANY PARTICULAR EDUCATIONAL, DEVELOPMENTAL, BEHA VIORAL,OR HEALTH OUTCOME WILL BE ACHIEVED. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

16. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER WE NOR OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS WILL BE LIABLE FOR ANYINDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY , PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR LOST PROFITS, LOST DATA, LOSS OF GOODWILL, OR BUSINESSINTERRUPTION, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY , OR ANY OTHER THEORY , AND EVEN IF WE WERE ADVISED THAT SUCH DAMAGES WERE POSSIBLE. TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORETHE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100.00).THESE LIMITS DO NOT APPLY TO LIABILITY THAT CANNOT BE LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR OUR OWN FRAUD, GROSS NEGLIGENCE, OR WILLFUL MISCONDUCT. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN DAMAGES, SO SOME OF THESE LIMITS MAY NOT APPLY TO YOU. THESE LIMITS ARE A FUNDAMENTAL PART OF THE BARGAIN BETWEEN US, AND THEYAPPLY EVEN IF A LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

17. Indemnification

To the extent permitted by law, you agree to indemnify, defend, and hold harmless BlueWonder Creative, Inc. and its officers, directors, employees, and agents from any third-party claim, and any resulting damages, losses, and reasonable attorneys' fees, arising out of your breach of these Terms, your or your child's use of the Services, your User Content, or your violation of law or of another person's rights. We will notify you of any claim, and you may not settle a claim in a way that imposes any obligation on us without our written consent. We may participate in the defense at our own expense.

18. Dispute Resolution and Arbitration

Please read this Section carefully. It affects your legal rights.

Informal Resolution First

Before starting an arbitration or a lawsuit, you agree to contact us at tamara@loveinabigworld.com and describe the dispute, and to give us sixty (60) days to try to resolve it. We agree to do the same before bringing a claim against you. Most problems can be worked out this way.

Agreement to Arbitrate

If we cannot resolve the dispute informally, you and we agree that any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs this Section. The arbitrator, and not a court, decides questions about the scope and enforceability of this Section, except as stated below. Arbitration will take place in the county where you live, or by videoconference or on the documents alone, at your election. We will pay the arbitration filing and administrative fees to the extent the AAA rules require, and we will pay them in full for any claim under ten thousand dollars ($10,000). The arbitrator may award any relief a court could award to you individually.

Waiver of Class Actions and Jury Trial

YOU AND WE EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE ACTION. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OR PRESIDE OVER ANY FORM OF CLASS PROCEEDING. IF A COURT FINDS THIS WAIVER UNENFORCEABLE AS TO A PARTICULAR CLAIM, THAT CLAIM MUST PROCEED IN COURT, AND THE REST OF THIS SECTION REMAINS IN EFFECT FOR ALL OTHER CLAIMS.

Exceptions

Either of us may bring an individual claim in small claims court instead of arbitration. Either of us may also seek injunctive relief in court to protect intellectual property or to stop unauthorized access to the Services. Nothing in this Section prevents you from reporting a concern to a government agency.

Right to Opt Out

You may opt out of this arbitration agreement by emailing tamara@loveinabigworld.com within thirty (30) days after you first accept these Terms, with your name and a statement that you are opting out of arbitration. Opting out will not affect any other part of these Terms and will not affect your account.

19. Governing Law and Venue

Tennessee law governs these Terms, without regard to its conflict of law rules. For any dispute not subject to arbitration, you and we consent to the exclusive jurisdiction and venue of the state and federal courts located in Williamson County, Tennessee. If the law of the state where you live gives you the right to bring a claim in your home jurisdiction and that right cannot be waived, this Section does not take it away.

20. Termination

You may close your account at any time through the Services or by contacting us. We may suspend or close your account if you breach these Terms, if we are required to by law, or if we stop offering the Services. When your account closes, your license to use the Services ends and we handle your information as described in our Privacy Policy, including the retention schedule in that Policy. Sections 7, 8, 15, 16, 17, 18, 19, 21, and 22, and any other provision that by its nature should survive, will survive.

21. Apple and Google Application Terms

If you download our application from the Apple App Store, you acknowledge that these Terms are between you and us and not with Apple, that Apple has no obligation to provide support or maintenance for the application, that Apple is not responsible for any product warranty or for addressing any claim relating to the application, and that Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. You represent that you are not located in a country subject to a U.S. Government embargo or designated as a terrorist-supporting country, and that you are not on any U.S. Government list of prohibited or restricted parties. If you download our application from Google Play, you acknowledge that these Terms are between you and us and not with Google, and that Google is not responsible for the application or its content.

22. General Provisions

Entire Agreement

These Terms and our Privacy Policy are the entire agreement between you and us about the Services and replace any prior agreement about them.

Relationship to Organizational AgreementsIf your child accesses the Services through a school, clinic, or other organization that has its own written agreement with us, that agreement governs the relationship between us and the organization. These Terms continue to govern your individual use of the Services. If a conflict arises, the organizational agreement controls as between us and the organization, and these Terms control as between us and you.

Assignment

You may not assign these Terms. We may assign them to a successor in a merger, acquisition, or sale of substantially all of our assets, or to an affiliate.

Severability

If a provision of these Terms is held unenforceable, the rest remains in effect, and that provision will be modified to the least extent necessary to make it enforceable.

No Waiver

If we do not enforce a provision, that is not a waiver of our right to enforce it later.

Force Majeure

We are not liable for any delay or failure caused by events beyond our reasonable control.

Headings

Headings are for convenience only and do not affect interpretation.

23. Contact Us

BlueWonder Creative, Inc., d/b/a Love In A Big World

3042 Hummingbird Drive, Nashville, Tennessee 37218

Telephone: 615-498-6658

Email: tamara@loveinabigworld.com